Friday, October 24, 2008

Will somebody pay our health insurance?

Aw c'mon! You know you want to :-) Doesn't everyone want to throw $1,100 down a black hole every month? I don't want to be a hog, y'know. If someone else would like the thrill of writing a huge check every month for nothing ... I'd be happy to turn it over!

We are extremely healthy. The only thing that makes me sick is having to pay that health insurance bill! I've had health insurance all my adult years. I really needed it once - after a skiing accident in '89 when I had to have knee surgery - $40,000 worth - all covered! If I hadn't had that experience, I probably would feel OK about going without insurance. As it is, I just can't. I do have to find some alternative though.

I know I'm a crybaby. There are many others out there paying as much or more, and there are many who go without and may even be sick. We're healthy, we have no mortgage, no debt, and very marketable skills. We be fine.

Still ... health insurance cost sucks!

There ... I feel better now.

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9 comments:

Chris said...

You could become a Canadian..

Chris said...

Y'know, I lived in Canada for a season back in 1972. I got a 6 month work visa and, yes, all medical expenses were covered under the social insurance plan. I did consider emigrating just on that factor alone. But, then there's the factor called WINTER!

Chris said...

Yikes, I forgot about winter.... I also think you have to live in Canada for at least 6 months out of the year to get the medical.

John said...

I know what you mean, this year it was $1274 a month, next year it will be $1372 a month and we are also healthy. This is supposedly a company retiree sponsored health coverage plan, supposed to be cheaper than a regular plan.

Tom Warfield said...

I guess I should feel fortunate. When I retire next spring I'll be paying just slightly more than $600 a month (medicare, medigap & plan D for the wife and a group plan for me administered by my current employer).

Leigh said...

Wow, glad I live in England then! NHS may be old and creaky but it is still free :) Pity about the weather though, just below freezing tonight I think :(

Joline said...

Hiya ... vote for Barack Obama. Something will happen under his watch; hopefully a single payer plan. I am on Medicare, have a plan called Senior Advantage here in New Mexico, and I pay monthly ZERO! Have all the bennies. I make a co-pay of $5 for medical, including drugs, and $15 for chiropractic and accupuncture, the two things I use regularly.

Anonymous said...

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Anonymous said...

Has your accountant recommended a Medical Reimbursment Plan through your company? Another alternative is a MSA, medical savings account. There are tax advantages to both from your company to you as owners. Take a large deductible and fund it with one of the plans. Could cut 25 to 40% of your premiums.